MINIMIZING EXPENSES
Pacific Crest realizes the overhead expense barrier that most agencies face when operating. These fixed and variable cost of doing business dramatically affect what an agent is able to put back in their pocket at the end of the day. Some of these expenses can be avoided but for the most part these costs have to be incurred before the agency doors can even be opened. Pacific Crest has positioned its program from the very beginning to drive its Alliance agents expenses to a minimum. We are able to do this two ways.
1) Economies of scale
2) Strong Vendor Relationships
Just like an insurance company spreading it’s risk over many policyholders, Pacific Crest is able to minimize expenses by spreading these costs over large number agents. Specifically Pacific Crest provides these expense reductions in the following areas.
BACK OFFICE
| Agency Expense |
PC Expense Solution |
Your Est. Cost
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Average Cost Per PC Affiliate |
| Carrier Downloads and Match Ups |
Pacific Crest's experienced back office team takes off the staff burden and expense of the multitude of carrier interactions handled daily with each agency. Agents are spared valuable time from having to manage their own databases so they can focus on building their agencies. |
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Included as PC Affiliate |
| Agent Commissions and Reporting |
Pacific Crest's payroll and commissions team reconcile every policy with an agency for biweekly payment to our Alliance agents. Each agencies policies are mapped specifically to the commissions received and the hard copy statement for complete accuracy. All Alliance partners are provided a complete report of what was reconciled within their specific agency. Agents save significant time from having to complete this process personally or the expense of hiring a book keeper to complete. |
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Included as PC Affiliate |
| Carrier Appointments and Alliance paperwork |
Pacific Crest's contracting department handles the paperwork, processing and on going follow up with all new and existing state appointments and carrier affiliations. Our automated process is specifically streamlined to free up time and resources for our alliance agents. |
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Included as PC Affiliate |
| Carrier Compliance Audits |
Keeping our agents relationships solid with their carrier relationships starts first and foremost with compliance. Our compliance team on a daily basis audits each policy uploaded within the management system. This time intensive function reduces the agents involvement in this highly administrative task so they can on revenue generating activities. |
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Included as PC Affiliate |
TECHNOLOGY SYSTEMS AND RESOURCES
| Agency Expense |
PC Expense Solution |
Your Est Cost
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Average Cost Per PC Affiliate |
| Agency Management System |
The AMS is the backbone of successful Independent Insurance Agencies. Pacific Crest Affiliates are able to seamlessly plug in a operate their small to large agency environments from our platform. Our strategically designed platform removes excessive cost and time consuming administration that makes these necessary systems go unused. Agents can manage, monitor and track their insurance customers along with their employees, producers and agents with complete independence. Pacific Crest has partnered with ----------------- to provide this system as part of our infrastructure. |
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Included as PC Affiliate |
| Multi-Rater |
The use of a Multi-Rater with Pacific Crest allows agent Affiliates to use their time more efficiently. The Rater narrows the playing field quickly by providing a concise cost comparison across Pacific Crest's Multi-Carrier markets from a single impute. Due to Pacific Crest's exponentially growing Affiliate agent base, special pricing has been negotiated with our Multi-Rater Vender partners that is passed on to Alliance Affiliates. |
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Included as PC Affiliate |
| Website |
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Included as PC Affiliate
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| Cloud |
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Included as PC Affiliate |
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Meet Our Most Valuable Player
Alex Pieters
Pieters Insurance - Minden, Nevada
MINDEN, Nevada — A small community of just more than 3,000 residents east of the southern tip of Lake Tahoe, Minden, Nevada, is a quiet little town in the heart of the Carson Valley.
For just about a quarter of a century, Alex Pieters was one of a handful of police officers in the county seat of Douglas County.
Knowing the community as he does, it made sense that Alex would hang his shingle in this community that once boasted it was a getaway destination for some of the biggest names in Hollywood, including Clark Gable and Jean Harlow.
Alex understands that to succeed in a small town, being competitive with price is important.
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